My Profile_

Moneris Checkout (MCO)

Configuration

The first step is to configure your Moneris Checkout page in the Moneris Merchant Resource Center (MRC).

In the initial stage of development, you create a test configuration in the testing MRC. Once the solution is ready to be deployed to production, you must create a new, separate configuration for the production environment in the production MRC.

The checkout ID is the key value that is generated after the configuration is completed and used within the Preload Request in order to identify the specific Moneris Checkout configuration.

To get the checkout ID and start configuring your page, do the following:

  1. Log into the Merchant Resource Center at one of the following URLs (according to your stage of development)

    Testing:
    https://esqa.moneris.com/mpg

    Production:
    https://www3.moneris.com/mpg

  2. In the Admin menu, select Moneris Checkout Config
  3. Click the Create Profile button
  4. Follow the on-screen steps to complete the configuration

For more information, see the Merchant Resource Center documentation

Additional Features in Moneris Checkout

Tokenization of Credentials with Moneris Checkout

You can configure Moneris Checkout to store a cardholder's credentials in the Moneris Vault and receive a token that represents those credentials for use in future transactions.

If you want to tokenize credentials in Moneris Checkout transactions, you select the Tokenize Card option in the Merchant Resource Center

Fraud Tools in Moneris Checkout

About Fraud Tools in Moneris Checkout

Several tools to mitigate the risk of fraud are available for transactions in Moneris Checkout, including:

  • AVS
  • CVD
  • 3-D Secure
  • Kount

To select which of these tools to use when performing transactions with Moneris Checkout, go to your Moneris Checkout configurator in the Moneris Merchant Resource Center under the Payment Security section.

NOTE: CVD is always enabled as a fraud tool and will be performed on each transaction request in Moneris Checkout, but you can choose whether Moneris will treat the CVD result as a mandatory or optional factor to approve or deny the transaction.

Kount as a Fraud Tool in Moneris Checkout

If you select Kount as a fraud tool in Moneris Checkout and your company has its own Enterprise service account from Kount, you will need to include your Kount Merchant ID, Kount API Key and Kount Website ID when you configure your Moneris Checkout store in the Merchant Resource Center.

If you are using Moneris' basic fraud service package and do not have your own Kount enterprise account, you do not require this information.

Fraud Tools and Auto Decision-Making

Moneris Checkout can be configured to automatically proceed with or deny transactions as a result of a risk assessment it makes based on the responses it receives from the selected fraud tools.

When you check the box for auto decision-making, you also can choose whether each fraud tool's analysis will be treated by Moneris as an optional or mandatory factor in the decision to approve or deny the transaction.

This information applies to all fraud tools with the following exception:

  • 3-D Secure, which is always mandatory if enabled

Window Size in Moneris Checkout

You can customize the appearance of the Moneris Checkout window presented to the customer on their web browser, including how much of the browser window will be taken up by Moneris Checkout.

The default sizing behaviour of the Moneris Checkout window is full-screen, i.e., Moneris Checkout fills the entire web page. You can alter this behaviour to present the customer with a windowed view instead.

If you do not use the full-screen option, you must define the size of the <div> for the windowed view.
For more information, see the Client-Side Checkout Page section.

You configure the sizing along with other aspects of the Moneris Checkout window in the Merchant Resource Center.